International Sports Sciences Association (ISSA) Payment Plan
Seller: International Sports Sciences Association, 11201 N Tatum Blvd Ste 300 PMB 28058, Phoenix, AZ 85028.
Buyer (Student): The individual identified at checkout, at the residence address provided during enrollment.
The Buyer is purchasing enrollment in the ISSA certification program identified at checkout. Enrollment includes course materials, online access, examination, and any other items listed on the checkout page at the time of purchase. The specific program, the cash price, applicable taxes, the down payment, the monthly installment amount, and the total of payments for the Buyer's transaction are shown on the checkout page and on the order confirmation email sent to the Buyer following enrollment. Those amounts are incorporated into this Agreement by reference and form part of the Buyer's contract with ISSA.
The following disclosures are provided in accordance with the federal Truth in Lending Act and Regulation Z. Dollar amounts and dates specific to the Buyer's transaction appear on the checkout page and on the order confirmation email.
The Buyer agrees to pay the total amount due in twelve (12) payments structured as follows:
The dollar amount of the down payment and of each monthly installment is shown on the checkout page at the time of enrollment and on the order confirmation email. If a scheduled payment date falls on a date that does not occur in a given month (for example, the 31st in a month with thirty days), the payment will be charged on the last day of that month.
By enrolling in this payment plan, the Buyer authorizes ISSA to charge the payment method provided at checkout for the down payment on the date of enrollment and for each of the eleven (11) monthly installments on the date each installment becomes due. This authorization remains in effect until all twelve (12) payments have been made or until the Buyer revokes the authorization in writing in accordance with Section 10.
The Buyer agrees to keep current payment information on file with ISSA and to update that information promptly if the payment card or account changes, expires, or is closed.
ISSA does not charge late fees on this payment plan. If a scheduled payment is not received by its due date, ISSA will retry the charge on the Buyer's payment method on file. If a payment is returned by the Buyer's financial institution for insufficient funds or any other reason, ISSA may charge a returned payment fee in the amount permitted by applicable state law.
The Buyer has the right to pay off the full outstanding balance of this Agreement at any time before the final installment is due, without penalty. Because the Finance Charge is $0.00, no rebate of finance charges is required upon prepayment. To prepay, the Buyer should contact ISSA customer service using the contact information in Section 15.
The Buyer will be in default under this Agreement if any of the following occur:
If the Buyer is in default, ISSA may, after providing any notice required by applicable law:
ISSA will not pursue these remedies before providing the Buyer with a reasonable opportunity to cure the default, except where prohibited by applicable law.
The Buyer may cancel this Agreement and receive a full refund of all amounts paid within seven (7) days of the date of this Agreement, in accordance with ISSA's 7-Day Risk-Free Cancellation policy. To cancel, the Buyer must contact ISSA customer service in writing using the contact information in Section 15.
After the seven-day cancellation window has closed, refunds are governed by ISSA's Refund Policy, which is incorporated into this Agreement by reference.
The Buyer may revoke the payment authorization in Section 5 at any time by providing written notice to ISSA. Revocation of payment authorization does not relieve the Buyer of the obligation to pay any installments that remain due under this Agreement.
This Agreement does not create a security interest in any tangible property of the Buyer. ISSA retains the right to suspend or terminate access to its digital course materials and to withhold the certification credential in the event of default as described in Section 9.
By clicking "Enroll in payment plan" at checkout, the Buyer agrees to enter into this Agreement electronically and consents to receive all disclosures, notices, and records relating to this Agreement in electronic form, in accordance with the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act).
The Buyer may withdraw E-SIGN consent at any time by contacting ISSA customer service, but doing so may result in termination of online access to course materials.
This Agreement is governed by the laws of the State of Arizona, without regard to its conflict of laws principles, except where the laws of the Buyer's state of residence are required by law to apply. Any dispute arising out of or relating to this Agreement will be resolved in the state or federal courts located in Maricopa County, Arizona, and the Buyer and ISSA consent to the personal jurisdiction of those courts. Nothing in this section prevents either party from seeking small claims court remedies where available.
This Agreement, together with ISSA's Terms of Service and Refund Policy, constitutes the entire agreement between the Buyer and ISSA with respect to the payment plan and supersedes any prior or contemporaneous communications. No modification of this Agreement is effective unless in writing and signed by both parties, except that ISSA may update its Terms of Service and Refund Policy from time to time in accordance with their stated procedures.
Notices to ISSA under this Agreement should be sent to:
International Sports Sciences Association
Attn: Customer Service
11201 N Tatum Blvd Ste 300 PMB 28058
Phoenix, AZ 85028
Email: support@issaonline.com
Phone: 1-800-892-4772
Notices to the Buyer will be sent to the email address and physical address provided at checkout.
If any provision of this Agreement is held to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will continue in full force and effect.
The Buyer may not assign this Agreement without ISSA's prior written consent. ISSA may assign this Agreement to a successor entity or to a third party in connection with the sale of all or substantially all of its assets, or to a servicing or collections partner, subject to applicable law.
Acknowledgment. By clicking "Enroll in payment plan" at checkout, the Buyer acknowledges that the Buyer has read this Agreement in its entirety, has had an opportunity to print or save a copy, and agrees to be bound by its terms. The date of the Agreement and the Buyer's order reference number appear on the order confirmation email.